Okay, this one isn't about TWI. It's about a TWI "offshoot". TWI sits on a big pot of money comprising the value of the land it owns (in various locations) and a shedload of money held in the bank in various forms. I have no idea about what CFFM might own, or not. I'm not bothered about that. It's the hang-over of TWI-thinking that's worth a look. I'm just wondering what CFFM does with the "ABS" or whatever they call it. And class costs and materials. What use that gets. Clearly there a