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Suda

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Posts posted by Suda

  1. 1. Ever wonder about those people who spend $2.00 apiece on those little bottles of Evian water? Try spelling Evian backwards: NAIVE

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    2. Isn't making a smoking section in a restaurant like making a peeing section in a swimming pool?

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    3. OK.... so if the Jacksonville Jaguars are known as the "Jags" and the Tampa Bay Buccaneers are known as the "Bucs," what does that make the Tennessee Titans?

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    4. If 4 out of 5 people SUFFER from diarrhea...does that mean that one enjoys it?

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    5. There are three religious truths:

    a. Jews do not recognize Jesus as the Messiah.

    b. Protestants do not recognize the Pope as the leader of the Christian faith.

    c. Baptists do not recognize each other in the liquor store or at Hooters.

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    6. If people from Poland are called Poles, why aren't people from Holland called Holes?

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    7. Do infants enjoy infancy as much as adults enjoy adultery?

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    8. If a pig loses its voice, is it disgruntled?

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    9. Why do croutons come in airtight packages? Aren't they just stale bread to begin with?

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    10. Why is a person who plays the piano called a pianist but a person who drives a racecar is not called a racist?

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    11. Why isn't the number 11 pronounced onety one?

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    12 If lawyers are disbarred and clergymen defrocked, doesn't it follow that electricians can be delighted, musicians denoted, cowboys deranged, models deposed, tree surgeons debarked, and dry cleaners depressed?

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    13. If Fed Ex and UPS were to merge, would they call it Fed UP?

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    14. Do Lipton Tea employees take coffee breaks?

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    15. What hair color do they put on the driver's licenses of bald men?

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    16. I was thinking about how people seem to read the Bible a whole lot more as they get older; then it dawned on me .....they're cramm ing for their final exam.

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    17. I thought about how mothers feed their babies with tiny little spoons and forks, so I wondered what do Chinese mothers use? toothpicks?

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    18. Why do they put pictures of criminals up in the Post Office? What are we supposed to do, write to them? Why don't they just put their pictures on the postage stamps so the mailmen can look for them while they deliver the mail?

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    19 If it's true that we are here to help others, then what exactly are the others here for?

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    20. You never really learn to swear until you start working for Buffalo Police Dept.

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    21. Ever wonder what the speed of lightning would be if it didn't zigzag?

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    22. If a cow laughed, would milk come out of her nose?

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    23. Whatever happened to Preparations A through G?

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    As income tax time approaches, did you ever notice: When you put the two words "The" and "IRS" together it spells "THEIRS"?

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  2. I think the PETA people are often way over the top and absurd, like rescuing lobsters from grocery stores and throwing them back into the ocean where they die.

    But I find this Potfry to be just as absurd, and tasteless. IMO, there is no humor in it, but lots of cruelty. Because of the cruelty, it is offensive.

  3. It will be tough for your grandson, and all of you, when the sad day comes that Maxx dies. But it's one of those hard lessons in life we have to learn. I don't think he will feel rejected or abandoned. You may want to have a funeral like in the backyard, and include him in on it. Mostly, he will feel sad and lonely if he understands that Maxx lived a long happy life, he loved him, but he was in pain and could not live that way any longer. Children have a way of being able to accept things well when it is explained to them and they are prepared for it.

    I am praying with you for Maxx to get better, and hope that he will enjoy being with you and your grandson for much longer.

    Suda

  4. Sure, Exie!

    June 2, 3 kiddoes and I fly to NYC and for one night.

    Next day, board cruise ship and head to St. Thomas (US Virgin Islands), Tortola (British VI), Bermuda, and back to NYC. Arrive in NYC am of the 11th, and fly back home in early afternoon.

    Looking forward to a relaxing fun in the sun vacation. As hubby doesn't do sun, he will enjoy a week of solitude (something I would love, too!).

    As we will be in your neck of the woods, I'd love to get together. How about it? If you're interested, please pm me. Anyone else in that area I could meet? Sure would be fun. Just pm me.

    Suda

  5. "Bisexuality immediately doubles your chances for a date on Saturday night."

    Rodney Dangerfield

    "There are a number of mechanical devices which increase sexual arousal, particularly in women. Chief among these is the Mercedes-Benz 380SL."

    Lynn Lavner

    "Sex at age 90 is like trying to shoot pool with a rope."

    Camille Paglia

    "Sex is one of the nine reasons for incarnation. The other eight are unimportant."

    George Burns

    "Women might be able to fake orgasms. But men can fake a whole relationship."

    Sharon Stone

    "Hockey is a sport for white men. Basketball is a sport for black men. Golf is a sport for white men dressed like black pimps."

    Tiger Woods

    "My mother never saw the irony in calling me a son-of-a-bitch."

    Jack Nicholson

    "Clinton lied. A man might forget where he parks or where he lives, but he never forgets oral sex, no matter how bad it is."

    Barbara Bush (Former US First Lady, and you didn't think Barbara had a sense of humor)

    "Ah, yes, divorce, from the Latin word meaning to rip out a man's genitals through his wallet."

    Robin Williams

    "Women need a reason to have sex. Men just need a place."

    Billy Crystal

    "According to a new survey, women say they feel more comfortable undressing in front of men than they do undressing in front of other women. They say that women are too judgmental, where, of course, men are just grateful."

    Robert De Niro

    "There's a new medical crisis. Doctors are reporting that many men are having allergic reactions to latex condoms. They say they cause severe swelling. So what's the problem?"

    Dustin Hoffman

    "There's very little advice in men's magazines, because men think, 'I know what I'm doing. Just show me somebody naked'."

    Jerry Seinfeld

    "See, the problem is that God gives men a brain and a penis, and only enough blood to run one at a time."

    Robin Williams

    "It's been so long since I've had sex, I've forgotten who ties up whom."

    Joan Rivers

    "Sex is one of the most wholesome, beautiful and natural experiences money can buy."

    Steve Martin

    " You don't appreciate a lot of stuff in school until you get older. Little things like being spanked every day by a middle-aged woman. Stuff you pay good money for in later life."

    Elmo Phillips

    " Bigamy is having one wife too many. Monogamy is the same."

    Oscar Wilde

    and finally....

    " It isn't premarital sex if you have no intention of getting married."

    George Burns

  6. Several weeks ago I met you in chat and we discussed your alternative to health and dental insurance. I was very interested to talk to you due to my concerns and alarms over the state of healthcare insurance in our country. My husband is a health care provider and his small business provides health insurance for our family as well as his employees. Skyrocketing premiums keep us in a state of alarm.

    You mentioned a fellow who had been paying about $500/month for health insurance. He and his family were healthy and rarely went to see doctors, and when they did, they still had to pay a $20 co-pay. So he was paying $500*12=$6,000 a year in premiums, plus about $80 a year in co-payments. I assume he nor any member of his family was taking any medication, either routinely, or related to the four visits they did make annually to physicians as you mentioned no other spending this fellow was making for health care. You also mentioned that several months after taking out your plan, he had to go into the hospital for major heart surgery and that your patient advocate was able to reduce the amount of his hospital bills from over $500,000 to about $112,000. My initial question was, who pays the difference, the $388,000. Obviously it is the hospital and doctors in that they must write-off that amount, to which you responded that the hospital and doctors overcharged, so that was okay. I mentioned that who really pays for it is all the other people who use the hospital or doctor, because they have to make up the losses somewhere.

    Now the fellow who was paying $500 a month for insurance, but dropped it in favor of your plan, has to pay the $112,000 for the hospital/doctor bill. (Your company pays nothing to healthcare providers, your role is to negotiate lower fees for your plan members. You keep the full fee/premium paid each month by the plan member.) That will take him 224 months, or 18 years and 8 months at $500 a month, if the hospital and doctor will accept such a payment plan (quite doubtful they can). And he still has to pay for any medication, follow up appointments, rehabilitation therapy, etc. all out of his pocket. And since he has voluntarily dropped his health insurance and now has a pre-existing condition, no insurance company will insure him until he has been symptom free (usually including medication related to the condition) for at least 5, often 10 years. He’s in a world of hurt now! He and his family could have been insured for 14 years, and paid less than what it will now cost him for this one illness!

    Sure, for several months he saved some money, paying you $59.95 per month, for your medical plan which contracts with health care providers to accept a lesser fee in exchange for you sending them new patients. So let’s say the few months was 4 months that he was on your plan, so he saved $500*4=$2,000 less $59.95*4=$239.80, or $1,760.20. That won’t go very far in paying off his new debt of $112,000, plus all new health care expenses once he leaves the hospital. Most insurance companies cap the annual out-of-pocket expense at about $1,500 or $2,000 per family. Thus if the man had paid $6,000 and $2,000 for the hospital stay, he would owe no more out-of-pocket. The insurance company would use premiums collected to pay the remainder of his bill. And they would continue to pay for all medication, doctor’s visits, therapy, whatever needed for he and his family. As for me, I would rather pay $8,000 in premiums and out-of-pocket expenses, and get the health care I need from the doctors of my choice, rather than pay your company about $720 a year, have difficulty finding a doctor (and knowing that as he’s going to be taking a huge write-off on me, he has no incentive to provide thorough care, but minimal care), and get stuck with a $112,000 bill, and be uninsurable. After all that’s the purpose of insurance, to protect you in case of “catastrophic illness” and insurmountable debt associated with it.

    Now which health care providers accept your plan? From the example above, they must write off $388,000/$500,000, or 78% percent of their normal fees. They get paid less than a quarter on the dollar. Bad business sense. We looked at dentists in the Memphis area where I live and found that less than 1% participated in your plan. Of the thousands of general dentists, not including specialists, only 8, including 4 specialists, accepted the plan. Of those, 7 were located in areas I would not visit in broad daylight, accompanied by large dogs, and a body guard. One name/location I was unfamiliar with. Because of the huge write-offs, health care providers cannot afford to participate in your plan, unless they are absolutely desperate for cash flow. Is that who you want to entrust with the care of your health?

    Also, found it very interesting that you receive your medical care free at the Veteran’s Administration clinic and hospital now, and that your wife and family are covered under her health insurance plan at work through the public school system. You noted that when you could find enough people to work for you, and you start making a 6 figure income, you will be able to afford to pay any doctor you chose and leave the VA behind as you do not care for their treatment. But as you are not enrolled in your own plan, it is obvious you won’t be going to those doctors who have agreed to the huge write-offs. Gave me pause to think.

    I, of course, am not familiar with everyone else’s health care needs. There are probably people who benefit from your plan. But even with the alarming state of health care insurance in our country, I personally prefer insurance, to a plan. Insurance protects me, a plan leaves me vulnerable in too many important ways. Guess it all boils down to, you get what you pay for.

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