you're only 40 and i think you have a great head on your shoulders and a great future and some really cool stuff has happened to you since you left the cult. i think many more great things will happen for you
I'm sure TWI would be blessed to return all of your abundant sharing money if you would ask them. They would likely thank you for the opportunity to give. It is, after all, more blessed to give than to receive.
Well, I think the buying a home one is the biggest one I see TWI induced trauma over.
You think about it - most people will do that when they get their career or trade started in their 20's, or when they get married and settle down. So as you are kind of getting at, the experience from that time to now puts people behind when they leave TWI.
Buying a home is hard enough. There are so many variables. Place, cost, location, age, etc. And with the economy recently, people have bought homes and then found the value 50% underwater after only a few years in areas. And many of those things are impossible to foresee.
Add onto that people having fear from years of teaching how having a mortgage is wrong, evil, opens your life up to the adversary, etc. and you have a person that should be going into a financial transaction with a sound logical mindset now approaching it with more of a superstitious mindset waiting for the other shoe to drop. All that spells problem.
I think the more people react extremely and just reject 100% of TWI's teachings, the easier it will be for them to make sound logical decisions. Of course none of us are there, but at least that attitude will help root out all the BS implanted in our brains over years.
I'm right there with you, OS. Still haven't bought a home. By the time we got out completely the recession was starting. Maybe in the next five years if my business keeps heading in the right direction.
I'm right there with you, OS. Still haven't bought a home.
Owning a home is extremely over rated, unless you are willing to plant deep roots and stay the duration - IMO. I own two at present, one a foreclosure I got on the cheap (pics on my FB page are of that house) and the other mortgaged relatively cheap, but a decent place that should appreciate with the right amount of sweat equity. Personally, I wish I owned neither. There is freedom in renting that should be enjoyed until you know where you really want to be for the next 20 years or so. Then the benefits of ownership (that significantly outweigh renting) can be fully enjoyed. TWI is full of it when they speak against having a mortgage. My mortgage is roughly 1/3 of going rents in my neighborhood.
Circumstances in my life, as you well know, were such that dictated I stay in Ohio. Now that those circumstance have changed, and I have freedom apart from TWI's yoke, I am not sure how much longer I want to be in Ohio. Thus my dilemma. So now what do I do. Hire a property management company and be an out of state landlord? Sell both properties? Stay put? mmmm....ya. There is time to figure it out though.
My mortgage is paid off, so, technically, I'm not in debt for my house. Still, I have to put money aside every month for property taxes and insurance, not to mention upkeep and improvements. So, simply owning a house does not mean you are debt free. In fact, at this stage of my life, I might be better off selling my house, investing some of the proceeds and using the rest to pay rent to someone else who will take care of the usual headaches that come with ownership.
My mortgage is paid off, so, technically, I'm not in debt for my house. Still, I have to put money aside every month for property taxes and insurance, not to mention upkeep and improvements. So, simply owning a house does not mean you are debt free. In fact, at this stage of my life, I might be better off selling my house, investing some of the proceeds and using the rest to pay rent to someone else who will take care of the usual headaches that come with ownership.
Bingo! I have a mortgage on one and the other is free and clear, so to speak. For both homes I would be willing to pay rent and not deal with upkeep, taxes, insurance, etc. My wife feels differently, but she isn't the one who has to deal with issues.
My mortgage is roughly 1/3 of going rents in my neighborhood.
The deeper we get into the "recovery" economy with a lot of bankrupcies, the more this is going to be the case in many places.
This is a classic example of TWI's financial ignorance. They keep their people paying high rents, with leases with options to move every August so they can shuffle people around and control them better. Next, they are giving 15% of their net income away on top of this. And their time is consumed with endless meaningless meetings and the planning for them.
The middle class is always in danger in America, but in TWI there really is no middle class. Not if they are complying with all the controlling rules.
The deeper we get into the "recovery" economy with a lot of bankrupcies, the more this is going to be the case in many places.
This is a classic example of TWI's financial ignorance. They keep their people paying high rents, with leases with options to move every August so they can shuffle people around and control them better. Next, they are giving 15% of their net income away on top of this. And their time is consumed with endless meaningless meetings and the planning for them.
The middle class is always in danger in America, but in TWI there really is no middle class. Not if they are complying with all the controlling rules.
As the local, state, and federal bureaucracies grow.....more and more money, and wealth distribution, is needed
to support government salaries, benefits and programs for the people. The middle class is squeezed to comply
with all the taxes and controlling mechanisms in these "hidden" behemoths.
Same with twi bureaucracy. Ever notice how all the "topdogs" were jumping onto twi's payroll? Why was wierwille's
system uploaded to "climb the corporate ladder" so as NOT to be shuffled around every other year? Where staffers were
NOT subjected to go witnessing or run classes? Where they did NOT give 15% of their income?
"....in TWI there really is no middle class." Twi has no "middle" ANYTHING. <_<
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waysider
Just keep giving 15% of your income to TWI and it will all work out.
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OldSkool
Ahhh!! That's what went wrong!
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waysider
.....for them
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skyrider
15% of your income
15% of every day to witnessing
15% of every day to help with classes
15% of every day to lift list
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excathedra
you're only 40 and i think you have a great head on your shoulders and a great future and some really cool stuff has happened to you since you left the cult. i think many more great things will happen for you
love,e
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OperaBuff
I'm sure TWI would be blessed to return all of your abundant sharing money if you would ask them. They would likely thank you for the opportunity to give. It is, after all, more blessed to give than to receive.
/sarcasm off /
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chockfull
Well, I think the buying a home one is the biggest one I see TWI induced trauma over.
You think about it - most people will do that when they get their career or trade started in their 20's, or when they get married and settle down. So as you are kind of getting at, the experience from that time to now puts people behind when they leave TWI.
Buying a home is hard enough. There are so many variables. Place, cost, location, age, etc. And with the economy recently, people have bought homes and then found the value 50% underwater after only a few years in areas. And many of those things are impossible to foresee.
Add onto that people having fear from years of teaching how having a mortgage is wrong, evil, opens your life up to the adversary, etc. and you have a person that should be going into a financial transaction with a sound logical mindset now approaching it with more of a superstitious mindset waiting for the other shoe to drop. All that spells problem.
I think the more people react extremely and just reject 100% of TWI's teachings, the easier it will be for them to make sound logical decisions. Of course none of us are there, but at least that attitude will help root out all the BS implanted in our brains over years.
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OldSkool
Thanks excie and chock!
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JavaJane
I'm right there with you, OS. Still haven't bought a home. By the time we got out completely the recession was starting. Maybe in the next five years if my business keeps heading in the right direction.
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OldSkool
Owning a home is extremely over rated, unless you are willing to plant deep roots and stay the duration - IMO. I own two at present, one a foreclosure I got on the cheap (pics on my FB page are of that house) and the other mortgaged relatively cheap, but a decent place that should appreciate with the right amount of sweat equity. Personally, I wish I owned neither. There is freedom in renting that should be enjoyed until you know where you really want to be for the next 20 years or so. Then the benefits of ownership (that significantly outweigh renting) can be fully enjoyed. TWI is full of it when they speak against having a mortgage. My mortgage is roughly 1/3 of going rents in my neighborhood.
Circumstances in my life, as you well know, were such that dictated I stay in Ohio. Now that those circumstance have changed, and I have freedom apart from TWI's yoke, I am not sure how much longer I want to be in Ohio. Thus my dilemma. So now what do I do. Hire a property management company and be an out of state landlord? Sell both properties? Stay put? mmmm....ya. There is time to figure it out though.
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waysider
My mortgage is paid off, so, technically, I'm not in debt for my house. Still, I have to put money aside every month for property taxes and insurance, not to mention upkeep and improvements. So, simply owning a house does not mean you are debt free. In fact, at this stage of my life, I might be better off selling my house, investing some of the proceeds and using the rest to pay rent to someone else who will take care of the usual headaches that come with ownership.
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OldSkool
Bingo! I have a mortgage on one and the other is free and clear, so to speak. For both homes I would be willing to pay rent and not deal with upkeep, taxes, insurance, etc. My wife feels differently, but she isn't the one who has to deal with issues.
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chockfull
The deeper we get into the "recovery" economy with a lot of bankrupcies, the more this is going to be the case in many places.
This is a classic example of TWI's financial ignorance. They keep their people paying high rents, with leases with options to move every August so they can shuffle people around and control them better. Next, they are giving 15% of their net income away on top of this. And their time is consumed with endless meaningless meetings and the planning for them.
The middle class is always in danger in America, but in TWI there really is no middle class. Not if they are complying with all the controlling rules.
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OldSkool
Yep, their rules will keep a person poor. But hey, you can always qualify for Medicaid.
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Ham
ha.. not in this state. you can be even unemployed.. for a long long time..
unless you are a staffer at less than minimum wage, and have dependent children. Then the government seems to be a *tad* less stingy.
I wonder where they find their "abundant" and "prevailing" lifestyle in Michigan..
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Ham
In a lot of "other" words.. if one is aged, unemployed and injured.. the state is not too interested in helping the said individual.
No, that was not me..
interesting.. the hospital "gives up".. i.e. knows the person can never pay..
but the doc who does the work.. no. The fees are on the books.. in the unlikely event the person will ever gain employment..
it's just what I personally observe..
then if the person gets employed..
garnishment of wages.. surely follows.
Interesting, no?
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Ham
I mean..
aren't things kinda *sick*..
when doctors depend on their salary or payment being guarantee by debt collectors..
I mean.. they can generally be relied upon for about a 17 percent return..
outsourced, of course.
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skyrider
As the local, state, and federal bureaucracies grow.....more and more money, and wealth distribution, is needed
to support government salaries, benefits and programs for the people. The middle class is squeezed to comply
with all the taxes and controlling mechanisms in these "hidden" behemoths.
Same with twi bureaucracy. Ever notice how all the "topdogs" were jumping onto twi's payroll? Why was wierwille's
system uploaded to "climb the corporate ladder" so as NOT to be shuffled around every other year? Where staffers were
NOT subjected to go witnessing or run classes? Where they did NOT give 15% of their income?
"....in TWI there really is no middle class." Twi has no "middle" ANYTHING. <_<
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chockfull
They have my middle finger when driving by...
:biglaugh: 
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dabobbada
Ohh..... I don't know about that.
RosyLie has been known to be Dictatorially crass.
And she has been known to be Genteelly crass
On rare occasions as she has transmogrified from the one to the other, she has had a moment of middle crass.
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excathedra
the only thing she isn't is middle-aged although her lover donna might be
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Grace Valerie Claire
Chock, I would probably give them the finger, if I went by HQ.
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